No health questions asked. Everyone approved ages 50-85. Get the coverage you need regardless of your health condition.
If you're between ages 50-85, you WILL be approved. No exceptions, no health questions, no medical exams.
Simple, straightforward coverage for everyone
Since there are no health questions, guaranteed acceptance plans have a graded death benefit structure:
Guaranteed acceptance is ideal for people who:
Why this might be the right choice for you
Absolutely no health questions asked during the application process. Your health history doesn't matter.
No doctor visits, blood tests, or medical exams required. Apply from the comfort of your home.
Get approved instantly. Coverage can begin as soon as your first payment is processed.
Your premium will never increase. The rate you start with is the rate you keep for life.
Builds cash value over time that you can borrow against for emergencies or other needs.
Choose coverage amounts from $5,000 to $25,000 based on your needs and budget.
No matter what your health condition, you will be approved
If you're 50-85 years old, you WILL be approved - guaranteed!
See how guaranteed acceptance compares to other plan types
No health questions, no medical exam, no chance of denial. Apply now and get approved instantly.