Funeral Cost Calculator

Get accurate 2025 funeral cost estimates for your state. Compare burial vs. cremation costs and plan your final expense insurance needs.

Calculate Funeral Costs

1. Location

2. Service Type

Traditional Burial

Full service with viewing, ceremony, and burial

$9,000

Cremation + Service

Memorial service with cremation

$5,800

Direct Burial

Simple burial without ceremony

$3,800

Direct Cremation

Cremation without ceremony

$2,700

3. Additional Services

$12,350
Estimated Total Cost
Select your state to see regional pricing differences

Cost Breakdown

Base Service: $9,000
Additional Services: $0
Total Estimated Cost: $12,350

Coverage Recommendation

Based on your estimated costs, we recommend $15,000 in final expense coverage.

  • ✓ Covers all funeral expenses
  • ✓ No medical exam required
  • ✓ Level benefit plans available
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Licensed Agent NPN: 20704118

Understanding Funeral Costs

Funeral costs vary significantly by location, service type, and personal preferences. Our calculator uses current industry data to provide accurate estimates.

Regional Cost Differences

Funeral costs can vary by 50% or more between states. Urban areas typically cost 15-25% more than rural areas due to higher overhead costs.

Service Type Impact

Traditional burials are typically the most expensive, while direct cremation offers the most affordable option. Memorial services can be added to any choice.

Hidden Costs to Consider

Don't forget about cemetery fees, headstones, flowers, obituaries, and reception costs. These can add thousands to your final expenses.

Planning Ahead Saves Money

Pre-planning and securing final expense insurance can save your family thousands while ensuring your wishes are honored.