Choose from three types of coverage designed to meet your health and budget needs. No medical exam required for most plans.
Three coverage options designed for different health situations and needs
Compare features across all three plan types
| Feature | Level Benefit | Graded Benefit | Guaranteed Acceptance |
|---|---|---|---|
| Health Questions | Yes (5-10 questions) | Yes (2-5 questions) | None |
| Medical Exam | No | No | No |
| Immediate Full Coverage | Yes | No (after 2 years) | No (after 2 years) |
| Coverage Amount | $5,000-$35,000 | $5,000-$25,000 | $5,000-$25,000 |
| Age Range | 50-85 | 50-85 | 50-85 |
| Premium Cost | Lowest | Moderate | Highest |
| Approval Rate | 85-90% | 95-98% | 100% |
Protect your family from the financial burden of funeral costs
Unlike traditional life insurance, final expense policies don't require medical exams, blood tests, or doctor visits. Most plans only require answering a few simple health questions.
Premiums typically range from $15-$200 per month depending on your age, health, and coverage amount. Rates are locked in and never increase.
Most applications are approved within 24-48 hours. Many carriers offer same-day approval for qualified applicants.
Choose coverage amounts from $5,000 to $35,000 based on your needs and budget. Coverage can be used for any purpose by your beneficiaries.
Final expense insurance is permanent coverage that builds cash value over time. As long as premiums are paid, coverage lasts for life.
Know that your family won't struggle with funeral expenses during an already difficult time. Your coverage provides immediate financial relief.
Your beneficiaries can use the death benefit for any expenses
Compare quotes from top-rated insurance companies and find the perfect plan for your needs.